[Top 6 Ways] Why Is My Apple Pay Not Working

Yesterday when I was trying to pay my bill through Apple Pay, it failed. It is really an annoying experience and I don’t know what is wrong with my Apple Pay. Does anyone know why is my Apple Pay not working?

Apple Pay is a convenient feature that users can use to make a purchase without using cash or a credit card. However, there is probably a time when Apple Pay not working properly on your phone which makes things worse if you don’t have cash. If you encounter Apple Pay problems from time to time, this post is for you. In this post, you will learn why is Apple Pay not working on your iPhone and what are the best solutions to fix this annoying problem. Read it on.

Part 1: Why Is My Apple Pay Not Working on iPhone?

Faulty digital payment terminal - Check if there is something wrong with the digital payment terminal. If yes, you will not be able to pay through Apple Pay.
Apple Pay servers down - Sometimes the Apple Pay server may down and all the users will not be able to use the Apple Pay feature until the Apple Pay server is working well again.
Check if the business supports Apple Pay - Not all the terminal supports Apple Pay. Before purchasing, ensure that the terminal supports Apple Pay.

Part 2: The Best Solution to Fix Apple Pay Not Working on iPhone

The first solution you can try to use to fix Apple Pay is not working problem on iPhone is to use a third-party tool. TunesKit iOS System Recovery is a multifunctional iOS unlocking tool that can help users fix more than 150 iOS problems including Apple Pay not working on iPhone. When users encounter other iOS problems like Apple Pay won’t add card, iPhone stuck on Apple logo, or iPhone black screen, TunesKit iOS System Recovery can always help you fix them without causing any data loss. Besides fixing iOS problems on iPhone, iPad, or iPod touch, TunesKit iPhone Unlocker can also reset iOS device, upgrade/downgrade iOS system, and enter/exit Recovery Mode for free.

Now, let’s see how to fix Apple Pay not working on iPhone by using TunesKit iOS System Recovery.

Step 1 Connect iPhone to PC

Download and install TunesKit iOS System Recovery on your iPhone. Then, connect your iPhone to the computer. When your iPhone is detected, click on the iOS System Repair and hit on the Start button.

Step 2 Select a Mode

There are two fixing modes in TunesKit iOS System Recovery. Please choose Standard Repair mode to fix the Apple Pay not working problem on your iPhone.

Step 3 Download Firmware Package

Check the onscreen information and download the firmware package to fix your iPhone. If you have a previously download package, you can click on the Next button to select from the file.

Step 4Fix Apple Pay Not Working

After downloading firmware package on your iPhone, TunesKit iOS System Recovery will start to fix Apple Pay not working on your iPhone.

Part 3: Common Solutions to Fix Apple Pay Not Working

Method 1. Reboot Your iPhone

You can try to reboot your iPhone to fix the Apple Pay not working hold near reader problem. Performing a reboot on iPhone can fix most iOS problems by releasing the temporary storage and memory. You can follow the below steps to reboot your iPhone.

For iPhone 8 or later models: Press and hold the Volume Down and Side buttons until the power off slider appears on the top screen. Drag the slider to turn off your iPhone. Wait for 30 seconds and then keep holding the Side button to turn on your iPhone.
For iPhone 7 or earlier models: Press and hold the Side button until the power off slider appears on the screen. Drag the slider to turn off your iPhone. Wait for 30 seconds and then turn it on by pressing the Side button.

Method 2. Take Off the Case

Though an iPhone case can protect your iPhone from accidental damage, it may too thick or bulky for Apple Pay. When you can’t make a purchase by using Apple Pay, taking off the case may be a workable solution. You can remove the case and confirm if the Apple Pay feature is working well.

Method 3. Choose the Card Manually

Sometimes the default card in Apple Pay is not the card you thought it is. You can go Apple Pay and check which is the default card and set the card you want for Apple Pay. Just go click on the card and it will say CARD is ready for Apple Pay. Besides, a debit card will also cause the Apple Pay not working problem, try to use a credit card instead.

Method 4. Delete & Re-add a Card

Removing the card from your Apple Pay and re-adding it again can be a feasible trick to fix the problem you are now facing. Just follow the steps below to make it.

Step 1. Open the Settings app.
Step 2. Click on the Wallet & Apple Pay, then select the card you are now using.
Step 3. Hit on the Remove This Card option.
Step 4. After removing the card from your iPhone, hit on the Add Card option.
Step 5. Follow the onscreen instruction to add a new card.

Method 5. Re-login Apple ID

You can sign out of the Apple ID and then log into it again as the last resort to fix the Apple Pay problem. The following is the how-to.

Step 1. Open the Settings on iPhone.
Step 2. Tap on the Apple ID profile and scroll down to the Sign Out button.
Step 3. Sign out of your Apple ID.
Step 4. Log into Apple ID again.

Part 4: Conclusion

Hope that the above 6 solutions can help you fix the Apple Pay not working problem with ease. If you are still having other iOS problems on your iOS devices, please try using TunesKit iOS System Recovery. It is a powerful iOS fixing program that can fix 150+ iOS problems without causing any data loss.